Estate agent · Bonn and the RhinelandLicence under Section 34c of the German Trade Regulation Act (GewO) · Franzstraße 37 · 53111 Bonn
One city.One house.Your home.
We sell and let, from Bonn across the Rhineland and wherever your property stands. And we do the sums on period buildings before you sign. Scroll down: the page takes you along, from the river to the window.
River, bridge, route to school, noise: we read an address before we talk about figures.
Station 02 · The House
Built in 1904. Good for another hundred years.
Stucco says little about the pipes and wiring. A period building is a calculation, and we do it before the purchase.
Station 03 · The Staircase
You read the fabric of a building in the stairwell.
Steps, damp, the wiring in the service shaft: this is where you find what the exposé leaves unsaid.
Station 04 · The Deadline
A two-year deadline, from entry in the land register.
Whoever buys an existing building inherits insulation obligations with a date attached. We write them down before you sign.
Station 05 · The Sequence
Same door. Same light. New house.
First roof and insulation, then pipes and wiring, then surfaces. And the subsidy application before the work is commissioned, otherwise there is no grant.
Station 06 · The Large Room
Three rooms become a life.
A floor plan becomes more beautiful once you understand it: where the light comes from, where paths cross, which wall can go. Furniture comes last.
Station 07 · The Final Inspection
And below, the city that holds the value.
At the end there is an energy performance certificate, which belongs in every advertisement. With us it is a mandatory field in the exposé.
The walk-through ends where our work begins
What is your house worth?
We tell you, with reasons, in your language. Address, year of construction and living space are enough to begin with.
Address, year of construction, living space and a few photos from your phone. We do not need the folder until later. You will receive a first assessment with the reasoning behind it and a proposed appointment for a 30-minute conversation in your language.
Free of charge · 30 minutes · Deutsch · العربية · English · Reply from Nada Shammout herself
Three assignments
Every assignment begins at the door.
We sell, let and search, from Bonn across the Rhineland. For owners, also wherever the property is located. What is customary in the market is noted right beside it. What we charge is set out in text form before the first appointment.
01
Selling
We walk through every room with you, read the folder with the land register extract and the declaration of division, and give you a price with reasons. Then comes the exposé in three languages. We conduct the viewings and the negotiation, and we stay with you up to the notary appointment and until the keys have been handed over.
Customary in North Rhine-Westphalia (NRW): 3.57 % incl. VAT per party. When flats and single-family houses are sold to consumers, the statutory sharing of the commission under §§ 656c, 656d BGB applies; for investment properties the commission may be freely agreed.
02
Letting
For owners: we set the rent that the flat and the location will bear, write the exposé and look at prospective tenants before they ring your doorbell. After viewing, contract and handover, you know us, and we know your house. Anyone who sells later already has the file.
The client-pays principle applies: whoever commissions the agent pays. At most two months' net rent (excluding utilities) plus VAT.
03
Searching
You tell us the location, size, budget and the status of your financing. We search accordingly and view with you, also by video if you are still in another country. We explain the brokerage agreement to you sentence by sentence, and depending on the case the land register or the tenancy agreement as well. Until you sign, someone who speaks your language is sitting beside you.
For international employees between Bonn and Cologne: we know fixed-term employment contracts, tight moving deadlines and landlords who insist on German. At the notary, a sworn interpreter on request.
Notary · handover of keys
Property and financing
Two licences, one schedule.
Purchase and financing belong together, but they require two different official licences. One is held by Nada Shammout, the other by a partner firm with which we share the schedule. For you, this means: one schedule, and under every signature a name that stands behind it.
Shammout Immobilien und Finanzierung
The property
Nada Shammout · licence under Section 34c of the German Trade Regulation Act (GewO)
Valuation with reasons, exposé, viewing, negotiation
The folder for the bank: land register extract, declaration of division, living space calculation, energy performance certificate
Schedule between the financing commitment and the notary appointment
The process explained in German, Arabic or English
Partner firm
The financing
Mortgage credit intermediation licence under Section 34i GewO
Advice on financing your purchase
Comparison of loans and selection of the bank
Application, supporting documents, processing through to the commitment
Your contractual partner for the financing is the partner firm, not Shammout Immobilien und Finanzierung
Three rules for every purchase we broker
01
The budget is set before the viewing
The partner firm clarifies equity, an affordable instalment and the maximum price before you set foot in the first flat. You walk through the rooms with a figure in mind.
02
The documents are ready
What the bank wants to see is in the folder before it asks. Otherwise, a request for further documents costs weeks.
03
The notary appointment comes last
We advise the seller to set the notary appointment only once the bank's financing confirmation is in hand, and we record this in the schedule. That way no appointment falls through, and nobody signs a purchase contract for which the money is not yet in place.
What we promise. A loan commitment is issued solely by the bank. Nobody can guarantee it, and neither can we. You find out early where you stand, and we do not advise a notary appointment before the financing is in place.
Legal boundary. Advice on mortgage loans and their intermediation are provided exclusively by our partner firm, which holds a licence under § 34i GewO. Shammout Immobilien und Finanzierung does not advise on loans and does not broker them. We make the introduction and keep the schedule. You will receive the name, address and registration number of the partner firm at the first meeting.
The second craft
With a period building, this is what you inherit.
Anyone who buys a period building takes on obligations and deadlines along with the keys, and very few people are aware of it. For certain insulation obligations, two years remain from the entry in the land register, and the fine can be up to €50,000. Subsidies are only available if the application is submitted before the work is commissioned. We set this out before the purchase in a list with dates and, on request, manage the implementation.
The energy performance certificate, energy consultation and any planning subject to approval are the responsibility of the appropriate professionals. We schedule the trades, deadlines and subsidy applications so that nothing has to be opened up twice. You commission and pay the contractors directly; no client money passes through our accounts.
Including the insulation obligations after purchase, as at 29 August 2026.
03
Package of measures
In the order of the trades: first roof and insulation, then pipes and wiring, then surfaces.
04
Cost range
With a range for each measure.
05
Subsidy route
What is applied for, where and in which order, before the work is commissioned and with a specialist planner from the official list of energy experts.
Renovation management · 4 to 8 % of the construction cost plus VAT
If you have the plan carried out, you can entrust the management to us. This includes: the schedule, the order of the trades, attendance at acceptance of the works and coordination with the specialist planner. Quotations, variations and payments are between you and the contractors. The fee is stated in the contract; we accept nothing from the contractors.
Survey (measuring up), sample property
Also bookable
Home staging and renovation.
Between the decision and the first photograph lies the work that determines the price. An empty period building looks smaller than it is. A fully lived-in one still belongs to someone else in the buyer's mind. And a modernisation plan stays on paper if nobody carries it out.
Both can be booked separately, even without a brokerage mandate. The work is carried out by licensed, certified contractors, and you conclude the contract directly with them. We keep the schedule and the order of the trades.
Before the photograph
Home staging
Clearing, reducing, furnishing for a limited time
Light, colour and the routes through the flat
Photographs, floor plan and exposé only after staging
For vacant and for occupied properties
Costs according to effort and property size · agreed before marketing begins
Following the plan
Renovation
Implementation of the modernisation plan, trade by trade
Quotations obtained, trades scheduled in the right order
Schedule, acceptance of the works and deadlines in one file
You conclude the contracts for works directly with the contractors; payments do not pass through us
One telephone number for all trades
Technical management · fee 4 to 8 % of the construction cost plus VAT
Before / After
Drag the line.
The same spot, the same camera, once before and once after the renovation. The red line follows your hand. A sample property, not a completed project and not a property currently on offer.
BeforeAfter
The hallway
First the insulation, then electricity and water in the wall, and finally the herringbone parquet. Whoever lays the floor first tears it up again for the pipes and cables and pays for it twice.
Three rooms become one kitchen-living room beneath the gable window. The structural analysis says which wall can go, before the first wall comes down.
01 Structural analysis · 02 Knock-through · 03 Pipes and cables · 04 Kitchen and light
BeforeAfter
The stairwell
The stairwell belongs to everyone in the building. What is renovated here is decided by the owners' association, and the condition of the steps and the service shaft feeds into the valuation of every flat.
01 Owners' resolution · 02 Electrics in the service shaft · 03 Steps and banister
Search request · ahead of the portals
To be found.
Many properties change hands before they are ever listed: through owners who sell discreetly, and through registered applicants. Tell us what you are looking for. When a property fits, you will hear from us first, with an exposé, verified figures and an appointment for a viewing.
Buying · Flat or house
To live in yourself
Period building or new build, district, rooms, budget. Every property is checked for its fabric and its obligations before the viewing.
Renting · Flat
To rent
Commission-free for tenants under the client-pays principle (whoever commissions the agent pays). You receive only what matches your details, no mass emails.
Buying · Investment
As an investment property
Apartment building or tenanted flat, with rent schedule, price-to-rent multiplier and state of maintenance, before you invest an hour.
A non-binding registration, not a brokerage agreement. A commission is agreed only once there is a specific property; for tenants, the client-pays principle applies. The search opens your email program with the details you have entered; nothing is stored on this page.
You read the sentences of a purchase contract once and carry them for twenty years. That is why someone who speaks both languages sits in on every appointment: yours and that of the contract.
01
Deutsch
Die Sprache des Vertrags
Einwertung mit schriftlicher Begründung
Exposé, Portale und Bankunterlagen
Notartermin und Übergabeprotokoll
02
العربية
لغة العائلة
شرح عقد الوساطة بنداً بنداً
السجل العقاري وتكاليف الشراء الإضافية، بالأرقام
مرافقتكم عند الكاتب العدل وعند تسليم المفاتيح
03
English
For those arriving from abroad
Viewings in person or by video
Land register, contract and costs explained line by line
With you at the notary and at the handover
Every exposé in German, Arabic and English · a sworn interpreter at the notary on request
The owner
Nada Shammout.
Nada Shammout · Bonn
Nada Shammout runs Shammout Immobilien und Finanzierung from Bonn, with a licence under Section 34c of the German Trade Regulation Act (GewO). She works in German, Arabic and English, on the first walk-through of the flat just as much as at the notary's.
Her background is in working with civil engineering and building services contractors. What lies behind a wall, what a trade costs, in what order it comes: she learned that there. A viewing therefore ends with a calculation: obligations, deadlines, costs, subsidies, every line with a date.
The numbers tell you whether a flat is affordable. The first step into the hallway tells you whether it is wanted.
And because a decision is rarely made at the calculator, she also prepares flats. Home staging before the first photograph: light where it is lacking, and proportions brought back that had vanished under furniture. Renovation according to the modernisation plan: she obtains the quotations and decides which trade comes when. The work is carried out by licensed, certified contractors, with whom you contract directly. Payments do not pass through her account.
What she commits to is set out in text form. What she estimates is given with reasons. And when she does not know, she says so.
Licence
§ 34c para. 1 sentence 1 no. 1 GewO
Location
Bonn, working across the Rhineland
Languages
Deutsch · العربية · English
Specialisms
Period buildings, modernisation, home staging
The process
Five steps to the keys.
A sale has five steps, each with a date. Before each step you know what will happen and what we need from you for it.
1
Initial consultation
Free of charge, 30 minutes, in German, Arabic or English. By telephone, by video call or at Franzstraße 37.
You tell us what needs doing: selling, letting, or first of all finding out what the house is worth
We need: the address, year of construction, living space and the documents you already have
2
Valuation
We walk through every room, look at the roof, cellar, electrics and damp, and then at the folder. At the end there is a market value with written reasons that you can present to a buyer.
Document check: land register extract, declaration of division, living space calculation, energy performance certificate
If the energy performance certificate is missing, we clarify before the first advertisement who will issue it
3
Marketing
An exposé in German, Arabic and English, with all the mandatory details from the energy performance certificate, so that no advertisement gives grounds for a cease-and-desist letter. You approve it before anyone sees it.
Photographs, floor plan, property portals and our own file of prospective buyers
Mandatory details complete: type of certificate, energy performance value, energy source, year of construction, efficiency class
4
Viewing
Prospective buyers come individually and by fixed appointment. Anyone seriously wishing to buy provides proof of identity, at the latest before the draft contract is prepared: the German Money Laundering Act (GwG) requires this, and we record it in the file.
We check in advance who is coming and how their financing stands
With you or without you, as you wish
5
Notary
The deed is notarised only once the buyer's financing confirmation is in hand. We sit at the table with you, with a sworn interpreter if you wish.
Draft purchase contract explained beforehand, in German, Arabic or English
Handover record with meter readings and keys
Your effort: one appointment on site, the folder from the cupboard, your signature wherever a decision is due. You decide on the price, the buyer and the handover date. Everything in between is our responsibility.
Contact
The first step is an address.
Call, write or use the form. Nada Shammout writes the reply herself, in German, Arabic or English.
01 The location. A city on the river, a bridge, an address. Location is the part of the value that no one can negotiate.
02 The house. A period façade, built in 1904. Checking the fabric means roof, cellar, pipes and wiring, documents.
03 The staircase. The stairwell tells the truth about a house.
04 The deadline. Two years for insulation obligations from the entry in the land register (as at 29 August 2026).
05 The sequence. The same hallway, before and after. First the roof and insulation, then pipes and wiring, then surfaces. Subsidies only if the application is submitted before the work is commissioned.
06 The large room. Three rooms become one kitchen-living room with a gable window.
07 The final inspection. The view from the window across the city, and an energy performance certificate that belongs in every advertisement.
Index
The walk-through
The page
Shammout Immobilien und Finanzierung · based in Bonn · Deutsch · العربية · English
Reading the location
قراءة الموقع · Lage lesen
We walk an address on foot before we talk about figures. Where the bridge is, how far it is to the school, what you hear in the evening with the window open, whether a shop opposite stands empty.
The price is negotiable. The location is not. For buyers, this means you know what the street says about a flat before the appointment at the notary's. For sellers: a price that stands up to a bank's valuation, because the location supports it.
Checking the fabric
فحص البنية · Substanz prüfen
Stucco on the ceiling says little about the pipes and wiring behind it. Before every exposé we check the roof, go down to the cellar, open the meter cupboard and lay a hand on the wall where it is cold.
Façade, sample property
Then the documents: the land register extract, the declaration of division, the minutes of the owners' meetings. What is written there will later cost money or save it.
A period building is a calculation. We do it before the purchase, with a deadline and a cost range for each measure.
The deadline
المهلة القانونية · Die Frist
Whoever buys an existing building has two years from the entry in the land register to meet certain insulation obligations: the top-floor ceiling, or alternatively the roof, to U ≤ 0.24 W/(m²·K), provided it is not yet insulated and the loft is unheated. Added to this are exposed heating and hot-water pipes in unheated rooms. Whoever misses the deadline commits an administrative offence; the fine can be up to €50,000.
The Building Modernisation Act (GModG) has been in force in its central parts since 29 July 2026. It has relaxed the requirements for heating systems. The insulation obligations and the two-year deadline have remained. Whoever confuses the two gives away time that has been running since the entry in the land register.
There are exemptions, for instance for listed buildings or where the work is demonstrably uneconomic. They must be applied for. None applies automatically.
As at 29 August 2026 · verified as current for each project
The right order
الترتيب الصحيح · Die Reihenfolge
First the roof and insulation, then the pipes and wiring, then the surfaces. Whoever builds the other way round breaks open the fresh plaster again because the cable underneath is missing, and pays for the same wall twice.
Added to this is the 10 per cent rule: whoever renews more than 10 % of the area of a building component must bring the whole component up to the minimum energy requirements. Replastering a large area thus turns into an insulation obligation for the façade. That belongs in the cost range before the plasterer arrives.
Insulation beneath the roof, sample property
Apply before commissioning
الطلب قبل التكليف · Antrag vor Auftrag
The most expensive signature in a renovation is the one given at the wrong time. Subsidies are only available if the application is submitted before the work is commissioned. A quotation from the roofer, signed one day too early, and the grant is gone.
For the building envelope, the BEG individual measures (Federal Funding for Efficient Buildings) provide 15 %, or 20 % with an individual renovation roadmap; since 21 July 2026 the additional five percentage points only apply from an eligible volume of €30,000. The replacement of the heating system runs separately through KfW. Every individual measure requires a specialist planner from the official list of energy efficiency experts. Together with the planner, we schedule the application, the planning and the commissioning in that order.
As at 29 August 2026 · subsidy conditions change continually
Light and layout
الضوء وتقسيم المساحة · Licht und Schnitt
A floor plan becomes more beautiful once you understand it: from which direction the light comes in the afternoon, where the paths between the cooker and the table cross, which wall can go (the structural engineer has the last word). Furniture comes last.
Kitchen-living room, sample property
The large room in this example was previously three small rooms. Afterwards, living, cooking and dining lie in one light, beneath the gable window.
What stays
ما يبقى · Was bleibt
Not everything old is a defect. The height marks on the door frame, the beam above the door, the floorboards, the banister in the stairwell: the fabric carries the value, and the story behind it is what convinces on the walk-through.
Stairwell after the renovation, sample property
For tenanted properties we work through the modernisation under § 559 BGB: 8 % of the apportionable costs per year added to the rent, capped at €3/m² within six years (€2/m² where the starting rent is below €7/m²), announced in text form three months in advance. Maintenance costs cannot be passed on. We draw this line before the first contract is awarded.
As at 29 August 2026
Final inspection
الاستلام النهائي · Die Abnahme
At the end there is a document that belongs in every advertisement: the energy performance certificate with its mandatory details. Type of certificate, energy performance value, main energy source, year of construction, efficiency class. It is on the table at the viewing at the latest, and at the handover it changes hands along with the keys.
Handover, sample property
If one of the five details is missing from the advertisement, that is an administrative offence and, on top of that, grounds for a cease-and-desist letter. With us they are mandatory fields in the exposé. Without them, no advertisement goes out.
